![]() This isn’t the end of the world as long as it’s done within reason and, for McGee, as long as it doesn’t create a yearly cycle. For some, making memories and having the break they feel they deserve after working hard all year is worth going into debt for. Different people have different spending priorities. However, it’s important to recognise that not everyone has the financial privilege of taking the family on holidays without a bit of help from the bank. ![]() ![]() If a trip for a family of four to Italy during the peak season costs €4,200 all in, then putting aside €350 a month into a separate bank account marked holiday fund should decrease the need to rely on loans and credit cards to fund next year’s vacation. “If you go away every year or every second year, then you can plan ahead which means you will be less likely to take out a loan.” So before we head off this year, here’s a list of common holiday mistakes to steer clear of in the manner of a dodgy seafood buffet. Things that can all be waved away with the handy “ahh, we’re on our holidays!” excuse.īut the holiday has to end at some point and no one likes looking at their bank statements with mysterious charges feeling short changed and ripped off, cancelling out all the relaxation a break was meant to buy in the first place. So it’s easy to overlook the fine print on a booking, or overspend on the credit card and accept eye-watering currency conversion fees at a beachside bar’s ATM. Whether we’re heading off to Lahinch or Lanzhou, this is a trip we’ve saved for, booked and looked forward to for weeks. “I know last year I said we were never going Ryanair again but they’ve got flights for €80 return to Spain.” Suitcases are being lugged down from the attic. ![]() Skyscanner and Google Flights are spread across two computer monitors. It is nearly summer and nature is healing.
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